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What You Can Learn From The Evolution of Amazon

Starting as an online bookstore, Amazon.com has diversified its product lines to include movies, books, DVDs, video games, electronics, computer software, and much more. With an effective marketing plan in place, the company could leverage the use of e-commerce, and certain information technologies, to improve on the efficiency and effectiveness of their business model in an effort to remain the largest online retailer in America.

Please note that Amazon.com is extremely effective in using marketing mix to create new opportunities for the firm. The company’s creative use of e-business and e-commerce continues to create new products and services that address the needs of businesses and consumers. Through the business-to-business (B2B) and the business-to-consumers (B2C) model, Amazon.com can cater to the needs of both parties.

Here is a listing of some of the products and services offered by Amazon.com for consumers and businesses:

1. Amazon.com’s B2B model

Data storage and backup services for other firms (Amazon SimpleDB, S3)
Additional processing capabilities for other organizations (Amazon Elastic Compute Cloud EC2)
Assists businesses with building an e-commerce website (Webstore by Amazon)
Advertising services on Amazon.com for other organizations
2. Amazon.com’s B2C model

Sells books, movies, electronics, games, toys, software programs, and other consumer-based products online to global consumers daily.
Customers can pay for products and services online with PayPal and other online credit card merchants with ease and convenience, for a small monetary fee.
Personalized preferences based on previous purchases or searches (YourAmazon).
Providing additional details on all products and services to assists with convenience for the online shopping experience for all global customers.
In addition to creating new products and services for target markets, Amazon.com is also effective at using their channel of distribution to deliver these goods to consumers and businesses worldwide. For instance, Amazon.com has offices and distribution centers in the United States, Canada, China, France, Germany, Italy, Japan, and even the United Kingdom. Further, the Internet has also enabled the firm to place their products and services at the right target markets with ease.

In fact, Amazon.com realized that the company could maximize on the use of the same channel of distributions to help other businesses. Therefore, Amazon.com has expanded its business model to let other retailers use its logistics and distribution services, along with giving independent software developers opportunities to buy processing power on its IT infrastructure so that they don’t have to buy their own. By taking advantage of certain trends in the marketplace, Amazon.com continues expand, and assist businesses in achieving organizational goals. This is a very effective marketing strategy for the firm because the company could generate additional revenues from other businesses by allowing these entities to exchanges goods and services using the same resources that Amazon.com has acquired over the years.

With a variety of products and services available for businesses and consumers, Amazon.com continues to remain competitive because of dynamic pricing. Dynamic pricing is basically adjusting prices continually to meet the characteristics and needs of individual customers and situations. Rather than incorporating a fixed price policy, the firm realizes that the cost for the products and services offered by the firm must change periodically because of competitors. For example, Barnes and Noble introduced deep discounts of 30% on hard-covers and 20% on paperbacks, same as that of Amazon.com, to pose a direct  shespeaks threat to online sales. Responding to this, Amazon.com introduced price cuts of up to 40% on future best sellers and on selected titles. With this in mind, the pricing for goods and services at Amazon.com remains competitive because of the competition and threats facing the firm. Threats from reputable companies such as Barnes and Noble, eBay, and Walmart, all looking to acquire some of Amazon.com’s market share.

Amazon.com has also developed several effective marketing strategies and tactics that aid in promoting products and services to customers. For instance, the firm can mine their databases to gauge a specific shopper’s desires, measure his or her means, instantaneously tailor products to fit that shopper’s behavior, and price products accordingly. The company would send e-mails to global customers with recommendations and promotions on certain products and services because Amazon.com is aware of the customer preferences based on past purchases. Customers have found this service to be very useful and do not mind the e-mails because of the accuracy of the promotions that are aligned with past purchases.

In addition, Amazon.com continues to be innovative in their marketing strategies and tactics. Rather than relying solely on the Internet for promoting products, Amazon.com is also capitalizing on acquisitions and partnerships with several key businesses around the globe. Here is a listing of some of the new opportunities Amazon.com has recently pursued after careful market analysis:

Joint venture with British retailer Marks and Spencer to sell its products and services online.
Collaboration with British Library to sell antique books to address the needs of the public sector.
Acquisition of China’s largest online retailer, Joyo.com, to retail books, movies, toys, and music, at discounted prices.
Amazon.com continues to excel at promoting products and services. Rather than placing expensive ads to promote the goods and services, the firm relies strictly on strong partnerships, online ploys, and relentless declaration of quality to market itself. The strategic marketing mix employed by Amazon.com continues to be effective and profitable. The products, place, price, and promotions that are associated with Amazon.com’s marketing plan has become an industry standard for online retailing.

 

 

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12 Points of Comparison – eBay and Amazon

Think of any situation, and there are likely pros and cons. The same is true when deciding whether to expand your sales to Amazon. The fact is, neither eBay nor Amazon can claim to be the best across the board nowadays.

Many eBay sellers have wondered radio if it’s really worth selling on Amazon. Some feel there are too many rules and it wouldn’t be worth the effort. Some have asked for a point by point comparison between the two sites. Here are a dozen points of comparison that may help sellers make a decision.

1. Fees
2. Format (Auction vs. Fixed-price)
3. Community
4. Stability
5. Feedback
6. Branding
7. Photos
8. Taxes
9. Average Sale Price
10. Payment Methods
11. Return Policy
12. Shipping

1. Fees

Most sellers agree that fees between the two sites are almost a wash. Especially when you consider that you pay for every item to be listed on eBay whether it sells or not. When you consider unsold items, time spent relisting items, and time spent dealing with unpaid items, my opinion is Amazon comes out ahead.

Amazon collects the payment for the seller, and deposits the funds into your checking account. There are no fees for this, while PayPal fees are substantial. If eBay moves to a PayPal only model in the U.S., they can increase fees for collecting payment at will.

Advantage: Tie

2. Format (Auction vs. Fixed-price)

eBay popularized the auction format listing. Amazon failed at auctions and only offers fixed-price listings. Which is best?

For collectibles, auctions are the best way to get market value. eBay is better if you are running an antique store online and want the best prices, and shoppers looking for unique items.

But most businesses, do not deal in collectibles, they sell “practicals,” commodity items that people want to buy and get on with their day. Buyers can readily find these items, and buy online for convenience. It’s easy to set a fixed-price for these items.

While Amazon is the fixed-price king, eBay is moving in that direction by downplaying auctions and encouraging fixed-price listings. The advantage is in the buyers. The Amazon buyer is more affluent, and pays a higher average price for products.

Advantage: Auctions: eBay

Advantage: Fixed-price: Amazon

3. Community

eBay sellers are very involved with eBay buyers. The transactions can be extremely interactive. Amazon buyers and sellers rarely interact. The Amazon buyer tends to expect high customer service and they don’t expect to have to ask if an item has shipped.

Because of the higher interaction with customers, eBay sellers have to spend more time per transaction. Amazon transactions take less time.

Advantage: Amazon

4. Stability

Online retailers rely on the stability of their chosen platforms to operate smoothly. Changes cost time. Sellers have developed systems that allow them to list, sell, and deliver items. When rules change, or things don’t work, the systems break down and profit is lost.

Amazon has had very few major changes in the past few years. Even though there are some restrictions, they generally stay the same, and are enforced consistently. When changes have been made, they tend to stick and sellers can adjust.

eBay has had major changes over the past year, including Feedback, fees, digitally delivered items, search results, Detailed Seller Ratings, eBay’s affiliate program, and more are to be expected. Sellers have been greatly affected in real and perceived ways. Some changes have been rolled out, only to be reversed causing even more consternation among sellers.

Advantage: Amazon

5. Feedback

Both eBay and Amazon have a feedback system allowing buyers and sellers to record their impression of a transaction. Both sites allow buyers to leave negative comments for sellers. Both sites allow sellers to leave only positive comments for buyers.

The eBay culture has given much more weight to feedback than their Amazon counterpart. Amazon buyers can see the seller’s feedback score, but tend to overlook it more readily than eBay buyers. Amazon’s A-z Guarantee may have a bearing on this by making the buyer feel more protected when purchasing an item.

Amazon does not “disadvantage” sellers, as eBay does, by moving them down in the results when shoppers perform a search. eBay does this by considering the seller’s feedback score and making them less visible to shoppers, rather than letting buyers make the choice themselves.

Advantage (especially for sellers): Amazon

6. Branding

Amazon restricts sellers from reaching out to buyers and marketing to them. Traditionally, this has been an advantage to eBay since eBay allowed sellers to link to a site off eBay from the seller’s About Me page.

Recent changes at eBay have virtually eliminated the ability to use eBay as a lead generating tool for off-eBay business. eBay has all but forbidden any outside links from any eBay pages including custom store pages. The only place a link may appear is on your eBay About Me page. This has effectively neutralized eBay as a “branding tool.”

Advantage: Tie

7. Photos

eBay sellers have always struggled with photos. How to take good photos, how to get the photos to show up on eBay, how many photos. Each item, no matter if it’s exactly the same as another, gets its own photo on eBay.

 

 

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Daily Life in Italy During the Period of Corona Virus, CoViD-19

For more than a month, Italians had heard of the ‘Corona Virus’ in China, having seen the stories on the news about how the Chinese Government was handling the epidemic. This news seemed like something that was from a far off land that could never hit the Italian peninsula because it was the kind of situation that only happened to ‘others’, quite a normal response, much like many other populations responded. Thus, people were slow to put any emergency plans into place. At one point in early January, it was suggested that an Italian manager come up with an emergency plan, but this had not been the first time this manager had been  EarnWithSocial.advised that establishing rules to protect people from the normal flu was in order. However, one had to think positively rather than to living in fear of the Corona Virus, which was considered ‘unlikely’ to spread beyond China.

People from all backgrounds, not just Italians, tend to be more favourable of looking at life from a positive point of view; however, planning for the best is sometimes the equivalent of kicking the bucket down the road to someone else. Politicians are now trying to find a solution to help small businesses that are facing difficulties during this trying period, and money is being allocated to help families with children who need to keep a mother or father at home to watch the children whose schools have recently been closed. On the surface, these seem to be the best solutions to problems facing the country, but the long-term effects could potentially bury the nation in outstanding debt, causing difficulties for future generations.

Not only have hugs, kisses, and handshakes been banned. Soccer games open to fans have also been banned for thirty days by the decreet of Giuseppe Conte, the Prime Minister of Italy. This has saddened the majority of Italians, although many argue that even soccer players should have the right to keep their distance from one another. Furthermore, all sports’ events must be held behind closed doors until the third of April, something that remains incredible in the country known for kisses on the cheeks.

COVID-19 has interfered dramatically with the practice of religion, especially the Catholic religion, during February and March 2020. Yesterday, the author visited the Church of Santo Stefano in Borgomanero, where custodians had just cleaned the floors and disinfected the church. Not a living soul was to be found, neither a priest nor a tourist, which allowed the author to focus on the frescoes and the beautiful stained-glass windows in silence. If one travels across Italy this month, he or she will encounter numerous churches without parishioners because people are naturally afraid to meet one another in closed spaces no matter how large and accommodating they might be. It has been recommended that priests remove the holy water from Catholic Churches for fear of spreading the virus. Although citizens and tourists can visit holy shrines, church services have to be conducted via television and internet. Furthermore, churches have been closed because, in recent years, people have begun to steal religious artefacts from them when the churches and shrines are not guarded.

The author has been researching what is happening in the churches throughout Italy; however, there is much more information available about soccer games and the survival of the economy, which seems to be the main focus right now. For instance, in the news one finds much information about saving the reputation of ‘Made in Italy’, so low-level employees are forced to work even harder than before as they hope other countries will continue to demand their products in times of trouble. A company which had had to quit producing medical face masks for fifteen years (due to Chinese competition), suddenly had to reopen its doors to help meet the needs of the Italian population that did not have enough masks to protect citizens from COVID-19.

Not having enough masks was ironic in a country known for its Venetian Carnival celebration. Sadly, Venetian Carnival parades had to be cancelled this year for fear of contagion, causing the country to lose many tourist dollars and initiating the current crisis in Italian tourism. According to Assoturismo, ninety per cent of hotel bookings in Rome have been cancelled, and the United States has issued a level-3 warning to its citizens, stating that they should avoid travel to Italy in March. Travelers who visit Italy are required to stay home for 14 days after returning to the United States. A well-known leader of the Five Star Party was worried that such travel restrictions might lead to discrimination against Italians and ‘Made in Italy’. Many members of La Lega believe in a bailout amounting to 50 billion euros.

Citizens who used to hate watching the news because they generally detest politics are now glued to the TV to see what will happen next, whether or not they should stock up on food and masks, whether or not they will go to work, and who will help them get over the crisis.

On a positive note, unlike most Americans who have to worry about paying much money to be treated for the Corona Virus, Italians know they will not take on a load of personal debt to pay for initial testing and further cures. The Sistema Sanitario Nazionale aims to heal all Italian citizens as well as those who have the appropriate visa to be in the country. Notwithstanding these good intentions, there is the likelihood that the health system will become overburdoned with too many patients to care for during the crisis. For example, in a message written at 12:30 on the third of March, the Piemonte Region announced that simple surgical procedures that utilize the operating rooms have had to be suspended (if they are not urgent procedures) in order to assure that the diffusion of the virus is contained.

On the fourth of March, the Government decreed that all schools and universities would be closed for a month until the fifteenth of March although they are allowed to give lessons online when possible with the goal of stopping the spread of the virus or at least slowing down its spread. Until now, most Italians have been suspicious of online education; therefore, most teachers have not had training in how to convert to the online platform; nor have most students been prepared for this new learning curve. Fortunately, this experience will change the Italian mindset, so that everyone will learn to utilize the internet for learning, telecommuting, and flexitime.

The Decree of the Prime Minister of the Council (DPCM) advises citizens to limit exiting the home if they are over the age of 65, to refrain from shaking hands, to refrain from kissing and hugging, and to avoid visiting family members in hospice or in assisted living. Citizens have been advised not to go directly to the emergency rooms, but that they should dial 112 before going in order to assure they are not positive with the Corona Virus.

The Lombardia Region, having closed the gyms and swimming pools, had also ordered its citizens not to go to the local health clubs. Many citizens living in Lombardia interpreted the orders differently, thus deciding to go to use the sport clubs in the nearby Piemonte Region. Therefore, the Mayor of Novara, one of the cities in Piemonte, had to order that all of the city’s health clubs be closed. Likewise, some people have tried to escape the Red Zones of containment in Lombardia to reach their families elsewhere. One example was that of two public school teachers from the southern town of Irpinia who had been ordered not to leave Codogno, but who returned home to Irpinia near Naples as fast as they could where they were forced to be quarantined with their families, causing the entire condominium to have to be quarantined.

Whether museums should be kept open during the COVID-19 crisis remains a topic for debate amongst art enthusiasts. Museums take in much money while also attracting much-needed tourists from across the globe. Moreover, foreign tourists have to pay the much-needed tourist taxes, known as the tassa di soggiorno, which is going to be missed by the cities of Rome, Florence, and Venice (as well as many other cities) if tourism decreases, not to mention the tickets to museums which are sometimes higher for non-citizens. Italians themselves love to visit museums throughout their country, so they know they will be disappointed if they find museums closed for a month.

The movies, concert halls, and theaters have opened once again, but the Italian TV news has instructed people to leave space between themselves and others. One suggestion is to leave a vacant seat between every two seats, and this should be organized by the owners of the venue when they sell the tickets. According to TV reports, entertainment enthusiasts have been slow to get out once again. Whereas many Italians are not at all afraid of going to the cinema, there has been a humongous decrease in sales as evidenced by empty theaters and concert halls. Over the past weekend (March 1-2, 2020), according to the Associazione Generale Italiana Spettacolo (AGIS), there was a forty-four per cent decrease in ticket sales for various forms of entertainment.

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Planning Your Wedding In Australia – Ideas For Choosing The Right Location For You And Your Guests!

Weddings in Perth, Western Australia and Beyond!

Australia’s North West from Exmouth to Broome and beyond! The Northern winter or dry season is April to September and boasts long days of blue skies and beautiful  3km unshine, some would say this is the perfect WA weather! However many European visitors will wait for the summer wet season where the temperatures are in the mid 30s and you can experience a balmy combination of heat, humidity and sunshine!

Below the Tropic of Capricorn in the south the weather is far less dramatic, with Perth enjoying more sunny days in a year than any other capital city in the country! Because of this beautiful weather Western Australia has built up a reputation for fine food and world-famous wine regions, and overall needs no explanation as to why it would be the perfect place for you to organise your destination wedding. Whether you are from Western Australia, interstate or abroad there are so many advantages to getting married in Perth, the internet is a wonderful place and you can do a little research to find out about Perth and WA to choose the perfect wedding venue and location for your big day!

The Coral Coast; Experience the whitest sand and the bluest ocean that plays host to some of the most breathtaking and exotic marine life in the world! You can find Ningaloo Reef, the world heritage listed site that is awesome for fishing and diving, one of the few places that you can swim with a whale shark, be sure to extend your wedding into a honeymoon – what an amazing thing to do after your big day! With a wide selection of fabulous wedding venues and accommodation to suit your personalities and number of guests you will be sure to have plenty of choice.

Australia’s North West; home to the world-famous Kimberley, a true desert wilderness that offers an outback adventure for those four-wheel drive junkies! Be sure to stop off at the Bungle-Bungle Ranges, the Karijiini National Park and Lake Argyle on your tour of this region. Maybe you will choose The Billi Resort or Cable Beach Club in the North West near the town of Broome. These beautiful venues offer outstanding ceremony and reception settings.

South West; when you hear the name Margaret River the first thing that springs to mind is top-class wineries and scrumptious local produce. The perfect location for a wedding boasting spectacular views and idyllic settings for your ceremony and reception venue.

Perth; the gateway to the west. Direct flights to Perth airport make it easy to arrive both from international destinations and around Australia, you can arrive in the western capital via rail, taking the Indian-Pacific service that spans the entire country from sea to sea, you can hop on in Sydney, Melbourne or Adelaide and the whole journey would take 3 days. Might be the way to travel back after your wedding, a short honeymoon journey for the newly-weds. Alternatively, in the summer months you can get on board a coastal cruise as part of your honeymoon, much of WA including Perth, Broome and Esperance will feature on a world cruise itinerary.

Once you arrive in Perth this relaxed city spends most of its time with sunny blue skies and has so much to offer, with an exciting and young vibe you will be able to find something to suit you and all of your guests and create a truly unique experience for your wedding in Perth, WA. You can choose a beach or garden wedding and from an extensive list of venues like the Northbridge Hotel or Cottesloe Surf Life Saving Club. You can also take the trip over to Rottnest Island, an increasingly popular destination for weddings as there is a Chapel or Catholic Church as well as a selection of beautiful outdoor locations for your ceremony. The Rottnest Island Lodge and Aristos Waterfront venues can cater for all your reception needs.

Maybe you will venture inland to the Swan Valley where you will encounter the oldest wine region in Western Australia, also a fabulous location for a wedding in WA.

Say “I do” in Sydney, or Regional New South Wales.

There are so many locations available to you in this beautiful state from remote outback to Sydney and all along the coast of New South Wales!

Outback New South Wales; some of the most remote towns including Lightening Ridge, Tibooburra and Broken Hill can be found in outback NSW. The rugged landscape provides some stunning scenery for any event, with outstanding Aboriginal rock art and national parks covering most of the land.

The Broken Hill region would provide a unique and romantic setting for your outback wedding, you could choose from the Broken Hill sculpture park or if you are the adventurous type say ‘I do’ from the top of a historic mountain range.

Country NSW; if you are looking for a country themed wedding or fancy getting married next to the highest waterfall in Australia then you have come to the right place. The Wollomombi Falls in Oxley Wild Rivers National Park would be a spectacular location for your ceremony. Country New South Wales has so many gorgeous locations for you to choose from, make sure you add your own little country twist to your bridesmaid outfits with the addition of cute cow-girl boots!

 

Article Source: http://EzineArticles.com/7513041

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Is India Leading the Digital Revolution in 2019?

Today India is – Digital India, all thanks to our Prime Minister of India- Narendra Modi

This campaign has made the country digitally empowered in the area of technology. The regulated government of India has made his grounds over making the availability of government services electronically. The enhanced online infrastructure and by extending Internet connectivity has eased the work of citizen. In 25 years, there have been lots of advanced changes in India, it is leading the digital revolution. The level of poverty in India has been a drop from 22% in 2012 to 16% in 2019 even after the essential growth in population.

Introduction to the Digital Revolution of 2019

Digital Revolution is all regarding developing for better tomorrow. This change can have an influential impact in different ways on different societies, economies and above all humanity.

Not only that, but digitalization also modified the way information scattered across different sectors of the globe. Giving grounds for businesses to move forward beyond the national markets to other markets, thereby leading international markets, enhancing the interconnection of the world.

One of the signs of these shifting flows is the digital revolution in India that has been catching grip since smartphones and 4G streaming have grown commonplace within urban areas including many rural areas too. There are more than 200 million smartphone users and 550 million internet subscribers live in India in 2019. This trend is being advanced by important rural-to-urban movement as poor villagers explore opportunities in India’s advanced cities.

From 2014 the Indian government has taken active participation in bringing digitalization by various measures. Such an example is demonetization, it has gained global attention has been associated with short-term job losses and economic slowdown. However, it also shows compliance for government leadership to drive India’s digital transformation.

Looking into the factors of the  Newsrooms digital revolution from 2014 India has grown to some other level of grounds, our government of India has taken various Digital Initiatives like e- payment, digital literacy and many more.

Digital initiatives of government

India has moved forward, in all sincerity, to growing an essential engine of the world economy, we are on the edge of a transformative opportunity for the country to gain global leadership. The country is experiencing a digital revolution that is triggering transformative developments in areas like e-payments, digital literacy, financial inclusion, geographic mapping, rural development, much more. So, let us discuss all the factors which have been updated from 2014 to 2019.

GI Cloud Program
This program is also known Meghraj, this is initiated by the Ministry of Electronics and Information Technology. The program intends to make a multi-level, national cloud-sharing foundation giving affordable, secure and safe data storage for all. The cloud erases financial boundaries and generates growth by services and product. Giving affordable options to own the expensive hardware needed for data storage. It is a robust catalyst for new- businesses, start-ups and non-profit organizations.
This initiative is more for the poor and underprivileged. Aims to render digital service to more people who usually not be ready to enter the digital world. Reaching digital services can play a tremendous role in overcoming poverty.

Market Changes
Government strategy is not the only driving constituent of the digital revolution in India. Changes in consumer refinements and function lie at the centre of the movement. India now makes up the biggest YouTube audience by country globally. Besides, Indians’ immense streaming habits win them another amount one ranking for monthly data usage, with smartphone users cooking through an average of 8.48 gigabytes per month.
Already many are expecting new market openings by India’s increasing streaming project. Global powerhouses Google, Facebook, Amazon and Netflix are all reportedly competing for a post in this emerging industry.

Online labour
Now, this is something not everyone knows about it. This very graceful initiative of the Indian government. Online Labour Index (OLI) to state that India forms 24 % of the online labour market share (as of 2017), generating employment openings for software developers, data entry operators, online sales, and creative professionals.
E-commerce
There are various job openings in the logistics sector because of the e-commerce industry is expanding with new services on the supplier view. There is an expectation that in 2020 the e-commerce market will increase from at yearly rate f 51 % from Rs 2,484.9 billion in 2017 to Rs 8,526.5 billion. Also, offers the potential for jobs inked to warehouse management, content developers, and marketing professionals.
Investing sector
By Digital revolution, industries like stocks, mutual funds and other securities will develop more open to the crowds. It will not be a thought reserved for the urban states only.
Think today, even small villagers just by a few taps phone can invest in companies that are market. The digital revolution is for the mutual fund industry as well there are various choices for more active digital verification of KYC in mutual funds. Nowadays mutual funds are available online and one can easily apply their form or application realted to it. Get KYC done with 5-10 minutes.

 

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5 Cons of Owning a 0 APR Credit Card

Title:
5 Cons of Owning a 0 APR Credit Card

Word Count:
347
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Summary:
If you have received an offer recently for a 0 APR credit card, you may have been very tempted to send in the form signed and ready to go. You may have seen the words “0 percent interest” and jumped at the chance to shop for six months with impunity

Keywords:
0 APR credit card , credit cards

Article Body:
If you have received an offer recently for a 0 APR credit card, you may have been very tempted to send in the form signed and ready to go. You may have seen the words “0 percent interest” and jumped at the chance to shop for six months with impunity. You may even have thought that this was the answer to all your credit card or bank loan debt, allowing you to consolidate your bills and pay one low price with no interest. And all of these things may be true. However, there are some serious consequences that you need to know about before you blindly start spending with your new card.

1. Limited introductory period – Credit card companies who offer 0 APR cards cannot offer you this deal for very long or else they would not make any money off of you. So most deals last for six months, nine months, or even up to a year. This means that you will only pay 0 percent interest for this introductory period and no longer.

2. High interest rate – Very often, after the introductory period is over, the interest rate charged for use of your new credit card will be higher than the average rate. Usually, it is anywhere from nineteen to twenty-one percent interest, and perhaps a higher rate on cash advances and other transactions.

3. Penalty for late payments – If you pay your bill late or forget to pay it altogether anytime during the introductory period, you interest rate will immediately go up to a penalty rate. This could be as high as twenty to twenty-four percent on your entire balance.

4. Limited application of 0 APR – Some cards offer the 0 percent interest on all purchases made in the introductory period as well as on all balance transfers during this time. However, read the fine print because some only offer the 0 APR on balance transfers, and they charge a high rate on purchases.

5. Tricky conversion period – When it comes time to move from 0 APR to your regular interest rate, you may be charged interest on any unpaid balances from purchases during the introductory period.

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3 Reasons To Invest In Dubai Investment Property

Title:
3 Reasons To Invest In Dubai Investment Property

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387
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Summary:
Dubai one of the states in the United Arab Emirates (UAE) seeks today to move away from its traditional oil dependence to a more balanced one based on tourism and services. As a result, its economy has grown with more and more tourism resorts coming up to meet this aim. This article will list three reasons why you should invest in the Dubai today.

Firstly, Dubai as mentioned earlier is becoming a services hub and in particular a financial services hub, there is going to be…

Keywords:
property investment, property investing, investment property

Article Body:
Dubai one of the states in the United Arab Emirates (UAE) seeks today to move away from its traditional oil dependence to a more balanced one based on tourism and services. As a result, its economy has grown with more and more tourism resorts coming up to meet this aim. This article will list three reasons why you should invest in the Dubai today.

Firstly, Dubai as mentioned earlier is becoming a services hub and in particular a financial services hub, there is going to be an increase in the number of foreign professionals who are flocking there to work and with a high pay and tax free status over there, the average rental yields of properties there is above the average. Currently the single room studio apartments are doing the best in terms of rental since the expatriates that work in Dubai tend to be single individuals so this would be a great real estate investment tip to note if you intend to invest in Dubai.

Secondly, the cost of Dubai property relative to international standards is still very low and as a result the chance of a large capital appreciation increase is very high. Coupled with the bullish take on rentals as mentioned above, the prices of your real estate investment in Dubai will be set to soar in the next few months.

The reasoning cited by some real estate professionals is that when US and UK sourced money starts flowing into such properties, the value of the real estate will reach international standards and you would make a handsome profit from the capital appreciation.

Thirdly, there is currently a Disneyland attraction being built there and this would result in an increase in tourist visitors to Dubai. If your property is located near Disneyland, there is a chance that you will be able to rent out your property to people going there on holiday. As for problems with rental collections, most real estate companies double up as property mangers and developers so they will be able to handle most of the payment collections on your behalf.

In conclusion, Dubai represents one of the emerging markets where your investment dollar may make a lot more. Spending some time considering whether you want to investment in Dubai property may be worthwhile when considering the potential benefits involved.

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“How To” Start Trading The Forex Market? (part 3)

Title:
“How To” Start Trading The Forex Market? (part 3)

Word Count:
934

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More and more well informed investor and entrepreneurs are diversifying their traditional investments like stocks, bonds & commodities with foreign currency because of the following reasons:

Keywords:
online foreign curreny trading forex, online forex brokers, forex managed accounts,broker assisted

Article Body:
10 REASONS TO START TRADING FOREX!

More and more well informed investor and entrepreneurs are diversifying their traditional investments like stocks, bonds & commodities with foreign currency because of the following reasons:

1) FOREX is the largest financial market in the world.

With a daily trading volume of over $1.5 trillion, the spot FOREX market can absorb trading sizes that dwarf the capacity of any other market. In fact, when compared with the $50 billion daily market for equities or the $30 billion futures market, it becomes quickly apparent this gives you, and millions of other FOREX traders, almost infinite trading liquidity and flexibility.

2) FOREX is a True 24-hour market.

The FOREX Market never sleeps. Trading positions can be entered and exited at any moment around the globe, around the clock, 5.5 days a week. There is no waiting for an opening bell as in the case of trading stocks. It is a 24- hour, continuous electronic (ONLINE) currency exchange that never closes. This is very desirable for you if you want to trade on a part-time basis, because you can choose when you want to trade: morning, noon or night.

3) There is never a Bear Market in FOREX.

You can have access to a seamless exchange of currencies. Currencies trade in “pairs” (for example, US dollar vs. JPY (YEN) or US dollar vs. CHF (Swiss franc), one side of every currency pair (for example, USD/CHF) is constantly moving in relation to the other. Thus, when you buy a particular currency, you are actually simultaneously selling the other currency in that particular pair. As the market moves, one of the currencies will increase in value versus the other. Of course, it is up to you to choose the correct currency to be long ( you bought) or short( you sold).

4) High Leverage – up to 400:1 Leverage.

You are permitted to trade foreign currencies on a highly leveraged basis – up to 400 times your investment with Fenix Capital Management, LLC and with some other brokers.

Standard 100,000- US$ currency lots can be traded with as little as 0.25% margin, or $250.

Mini FX accounts are permitted to trade with just 0.25% margin, meaning, just $25 allows you to control a 10,000-unit currency position.

Futures traders, who are accustomed to margin requirements generally equal to 5-7%-8% of the contract value, will immediately recognize that the FOREX market provides much greater leverage, and for stock traders, who must post at least 50% margin, there’s no comparison. If you’re looking for an efficient use of trading , trade the Forex Market.

5) Price Movements might be Highly Predictable.

Currency prices in the FX market generally repeat themselves in relatively predictable cycles, creating trends. The strong trends that foreign currencies develop are a significant advantage for traders who use the “technical” methods and strategies.

Unlike stocks, currencies have the tendency to develop strong trends. Over 80% of volume is speculative in nature and, as a result, the market frequently overshoots and then corrects itself. As a technically-trained trader, you can easily identify new trends and breakouts, to enter and exit positions.

6) YOU don’t pay commissions or fees to trade FOREX

When you trade FOREX, through Fenix Capital Management LLC (FCM) you can do it totally FREE of commissions and fees , regardless of your account size.

Fenix Capital Management LLC, requires a very low minimum amount to open a brokerage account, only US$ 200 and they do not charge commissions or fees to trade or to maintain an account, regardless of your account balance or trading volume.

7) YOU don’t have to pay trading fees or exchange fees.

There are none of the usual fees, which futures and equity traders are accustomed to pay:

NO exchange or clearing fees,
NO NFA or SEC fees.

Because currencies trade over-the-counter (OTC), via a global electronic network, in FOREX, what you see on your trading screen, is what you get, allowing you to make quick decisions on your trades without having to worry or account for fees that may affect your profit/loss or slippage.

In the equity and commodity markets, you must pay both a commission and exchange fees. The over-the-counter structure of the FX market eliminates exchange and clearing fees, which in turn lowers transaction costs.

8) HOW to Forex brokers make money if they don’t charge commissions?

Like all traded financial products, over-the-counter currency trading involves a bid/ask spread, which represents the prices at which your counterpart is willing to trade. Your broker will receive a part of this bid/ask spread.

Because the currency market offers round-the-clock liquidity, you receive tight, competitive spreads both intra-day and night. Stock traders can be more vulnerable to liquidity risk and typically receive wider trading spreads, especially during after-hours trading.

9) Market Transparency.

Market transparency is highly desired in any trading environment. The greater the market transparency, the more efficient the market becomes. Unlike other markets where transparency is compromised (like in the many recent scandals), FOREX markets are highly transparent (i.e., analyzing countries, and having access to real-time research / news, is easier than analyzing companies).

Because of this transparency, as an FX trader, you will be able to apply risk management strategies in accordance to your fundamental and technical indicators.

10) Instantaneous Order Execution

The FX market offers the highest level of market transparency out of all the financial markets. Because of this, order execution and fill confirmation usually occur in just 1-2 seconds.

In Forex, order execution is all-electronic and because you’ll be trading via an Internet-based platform, instantaneous execution is routine.

There are no exchanges, no traditional open-outcry pits, no floor brokers, and consequently, no delays.( will be continued )

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Is Permission Based Email Marketing Ethically

As the internet is flooded with aspiring online home-based entrepreneurs and marketers, web consumers are constantly receiving their emails promoting their brands and wares. Today, a lot of ‘junk’ email is received in the email in-box just like yesteryears’ when post boxes outside the homes were filled with junk mail.

If marketers want better results from their marketing efforts, they must adopt the better marketing approaches, politicsay  although their marketing strategies may be versatile and powerful. It is possible to enjoy higher Return On Investment (ROIs) using the best of email marketing strategies, but without the proper marketing ethics, even the best marketing strategies and campaigns could fall flat.

Effective Email Marketing

Email marketing has been proven as a very effective online marketing strategy for online business ventures. This is due to the fact that many consumers have emails and advanced technological devices such as smartphones and mobile devices with Wi-Fi facilities. These components are sufficient to send and receive emails at any time from anyone to anywhere.

Modern consumers with emails tend to check on their emails a couple of times a day. This consumer habit benefits businesses that manipulate emails to reach their targeted niche markets or secure a wider audience in promoting their business. Effective emails would draw consumers to be potential leads to the business where a building of strong relations could convert potential leads to customers.

Email marketing is also cheap and fast. The advanced technologies of today lower the cost of sending an email compared to slow mail and other traditional marketing strategies. This is an excellent marketing tool for new businesses that are low in budget. Organic and free web traffic could be harnessed through a proper implementation, although paid traffic could also be procured quickly for the desired business marketing activities.

However, the wrong way of manipulating email marketing could backfire on the marketer where web consumers become annoyed and against the brand or business. This could happen with spam emails which take up busy consumers’ time and inbox space. A bad impression could be impinged on the brand and business which does not augur well with the marketer in the marketplace. Hence, it is crucial for the marketer or entrepreneur to adopt good marketing ethics in engaging email marketing to win over customers.

Permission Based Email Marketing

Marketers thinking of engaging in email marketing to promote their brand and business wares today should consider implementing permission based email marketing. This is an ethical approach towards email marketing where marketers request the permission of targeted potential leads to be opted into their customer database or email listing.

This form of email marketing approach is also known as opt-in marketing whereby email recipients are given an opportunity to say ‘yes’ to receiving business news via emails. The securing of consumers’ permission makes it easier for the marketer to send relevant emails of marketing information without worrying about annoying the recipient.

Once permission is secured from identified business prospects, better marketing campaigns could be designed to increase the chances of compelling potential leads to make purchases and be converted as business customers. When the business lead opts into the business emailing list, the marketer requires less effort and time in developing the best of promo materials to benefit the consumer.

This form of marketing helps to boost the bottom line of the business as more quality time could be identified in establishing strong customer relations to generate trust, respect and confidence between the two parties. It would be easier for the marketer to secure more accurate information from the potential leads through online surveys in various emails sent to understand the needs of the consumers better.

The proper approach of permission based email marketing which the marketer is to adopt is by providing an online opt-in form via emails or at the web business site where the potential leads indicate their consent in receiving further updates or news regarding the brand or business from this particular marketer.

This approach confirms the potential lead’s interest and inclination towards the brand and company to empower the marketer in sending relevant emails to the potential leads. When an appropriate business email is sent to these potential leads, it is possible for these potential leads to find favorable and value added products or services which they could order or purchase via the marketer. The marketer would enjoy better bottom lines from the highest number of sales triggered from these potential leads who are now inclined towards the brand or business.

Ethical Marketing

Ethical marketing via emails is a strong testimony of the marketer’s character which calls for mutual respect and integrity. Marketers who exercise ethical marketing are highly respected in the market with a strong show of upright character which augurs well with all consumers. This is unlike interruption marketing which is spamming consumers’ email in-boxes regardless of consumers’ feelings and feedback.

Spamming is very much frowned upon by marketers pushing loads of promo emails to their list of potential leads in the market. Marketers could be desperate to such unethical marketing approaches when their business fluctuates with the market. Modern consumers do not like marketers to coerce them into accepting the brand or business offerings through numerous emails which could clutter up their in-box, especially when marketers spam their in-boxes with multiple copies of the same message.

Ethical marketing is powerful in this era as mutual respect is exercised and business opportunities come at the right time for the marketers to present their brand or business benefits. Politeness in marketing campaigns wins more customers than forceful approaches. Opted in customers remain loyal and positive towards the brand and business when they are able to exercise their free will in choosing their brand and company for products and services.

Loyal customers through permission based email marketing make purchases on the brand which keep the business afloat in all seasons. They could also help to spread the word about the brand and business if they are truly satisfied with the product or service rendered.

 

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Cherpumple 2021

A cherpumple is an occasion curiosity dessert[1] enlivened by Turducken,[2] where a few distinctive flavor pies are prepared within a few unique kinds of cake, and afterward stacked together. As per the Cherpumple’s maker, mainstream society comedian Charles Phoenix, “Cherpumple is short for cherry, pumpkin and fruit dessert. The fruit dessert is heated in flavor cake, the pumpkin in yellow and the cherry in white.”  sexy-cherry

Phoenix saw that his family regularly took a cut of every pastry that was made for occasions, so he chose to make a solitary treat that consolidated the entirety of the flavors.[4] He has since advanced a few unique assortments of the Cherpumple on his site, including the Fourth of July themed “cherbluble”, in which cherry, blueberry and fruit desserts are heated into red, white and blue-hued white cakes.

Making a cherpumple can require as long as three days, in light of the fact that each layer should cool before they are consolidated. Utilizing boxed or frozen pies can improve the outcomes as they have more primary trustworthiness than natively constructed pies.[5]

See too

Rundown of cherry dishes

Rundown of pastries

Foodlogo2.svg Food entryway

References

“What is the cherpumple”. Recovered November 28, 2011.

“Instructions to make a Cherpumple”. Wired. Recovered November 28, 2011.

“Cherpumple, the Turducken of the Holiday Dessert Table”. Recovered November 28, 2011.

Fowler, Geoffrey A. (November 6, 2010). “For Those Who Can’t Decide on Dessert, Here’s the Dish”. The Wall Street Journal. Recovered November 28, 2011.

“The Cherpumple versus The Pumpple: Which Will Become the Turducken of Desserts?”. Recovered November 28, 2011.

Outer connections

Cherpumple video by Charles Phoenix and ZZalgern0n

Charles Phoenix cherpumple site, including formula

Cherpumple video by Charles Phoenix and ZZalgern0n

Charles Phoenix cherpumple site, including formula

Classes: DessertsCherry dishesApple dishesLayer cakes

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